The Punjab government, under the leadership of Chief Minister Maryam Nawaz Sharif, has introduced the Maryam Nawaz 15 Lakh Loan Scheme 2025, a revolutionary initiative aimed at promoting homeownership for low-income families in Punjab. Through the Apni Chhat Apna Ghar Scheme, 70,000 families will receive up to Rs. 15 lakh (1.5 million) as an interest-free loan to build their own homes.
Key Features of the Scheme
- Loan Amount: Rs. 15 lakh (1.5 million)
- Beneficiaries: 70,000 families across Punjab
- Interest Rate: 0% (Completely interest-free)
- Repayment Period: 7 years with easy monthly installments
- Purpose: Home construction under the Apni Chhat Apna Ghar scheme
This initiative is designed to reduce homelessness and improve living standards for low-income families in Punjab.
Eligibility Criteria
To qualify for the 15 Lakh Loan Scheme, applicants must meet the following conditions:
- Must be a resident of Punjab
- Must belong to a low-income or middle-income group
- Must not own a house or must require financial aid for home construction
- Must provide valid property ownership proof
🚨 If you meet these requirements, apply now to benefit from this historic scheme!
Step-by-Step Guide: How to Apply Online?
Follow these simple steps to register for the Maryam Nawaz Loan Scheme 2025:
Step 1: Gather Required Documents
Make sure you have the following documents ready: ✅ CNIC (National Identity Card) ✅ Proof of income (salary slip, business details, etc.) ✅ Property ownership details ✅ Contact information (phone & email) ✅ Recent passport-sized photograph
Step 2: Visit the Official Website
Go to the official website: http://acag.punjab.gov.pk
Step 3: Create an Account
If you’re a first-time applicant, register using:
- CNIC Number
- Mobile Number
- Email Address
- Password
Step 4: Fill Out the Application Form
Enter the following details:
- Full Name
- Father’s/Husband’s Name
- CNIC Number
- Address & Property Details
- Monthly Income
Step 5: Upload Required Documents
Attach scanned copies of:
- CNIC (front & back)
- Proof of property ownership
- Passport-size photograph
Step 6: Submit Your Application
- Review your details and click ‘Submit’
- You’ll receive a confirmation message with your application number
📢 Important: Keep checking the official website for application updates.
Key Benefits of the 15 Lakh Interest-Free Loan
1. Interest-Free Financing
Unlike bank loans with high interest rates, this scheme offers 100% interest-free loans.
2. Flexible Repayment Plan
- Loan tenure: 7 years
- First 3 months: No payment required
- Monthly installment: Approximately Rs. 14,000
3. Quick & Easy Online Registration
- No long paperwork
- Fast approval process
4. Financial Freedom
- Helps low-income families escape rental expenses
- Promotes homeownership
5. Boosts Construction & Employment
- Generates jobs in the housing sector
- Stimulates economic growth in Punjab
Latest Updates on the Loan Scheme 2025
📢 Loan Disbursement Has Begun: Eligible applicants have started receiving funds from October 2, 2025.
📅 Funds Distribution Date: The first batch of loans was disbursed on September 15, 2025.
📊 Massive Registrations: Over 200,000 applicants have already registered. Apply now before the deadline!
Why This Scheme is a Game-Changer for Punjab?
🏡 Empowering Families: Supports people in building their own homes.
💰 Boosting Economic Growth: Encourages construction industry expansion.
📈 Poverty Reduction: Reduces financial burdens on low-income groups.
This revolutionary housing scheme aligns with the government’s vision to provide shelter for all.
Final Thoughts: Don’t Miss Out on This Opportunity!
The Maryam Nawaz 15 Lakh Loan Scheme 2025 is a golden opportunity for low-income families in Punjab to build their own homes without financial stress.
✅ If you meet the eligibility criteria, register today at http://acag.punjab.gov.pk
🛑 Deadline: Not announced yet, but over 200,000 people have already applied!
Frequently Asked Questions (FAQs)
How to apply for Maryam Nawaz 15 Lakh Loan Scheme? Visit the official Punjab Government website, fill out the online form, submit documents, and wait for approval. ✨
What is the scheme of Maryam Nawaz? It’s an interest-free housing loan under the Apni Chhat Apna Ghar initiative, offering up to PKR 15 lakh for home construction or renovation. 🏡
Who is eligible for the Prime Minister Youth Loan Scheme 2025? Pakistani citizens aged 21-45 (18+ for IT businesses) with a valid CNIC and business plan. No prior loan defaults. ✅
Who gives interest-free loans in Pakistan? Punjab Govt (Apni Chhat Apna Ghar), Akhuwat Foundation, PPAF, and PM Youth Loan Scheme provide interest-free loans. 💰
Is Meezan Bank giving loans without interest? Meezan Bank offers Shariah-compliant financing, but it is structured as Islamic financing instead of traditional loans. 🏦
How can I get 15 lakh? Apply through government schemes like Apni Chhat Apna Ghar or PM Youth Loan Scheme. Ensure eligibility and required documents. 📑
What is Apni Chhat Apna Ghar Scheme 2025? A Punjab Government initiative providing interest-free housing loans to low-income families for home construction or renovation. 🏠
📌 Apply Now & Build Your Dream Home!