Many new beneficiaries of the Benazir Kafalat and Ehsaas Program want to check their PMT (Proxy Means Test) score to determine eligibility for financial assistance. The PMT score is a crucial factor in deciding whether an applicant qualifies for the PKR 13,500 payment under these government welfare programs.
If you’re unsure about your PMT score and want to check it, this guide will provide step-by-step instructions, including online and offline methods.
What Is the PMT Score?
The PMT score is a government-calculated score used to assess the financial condition of applicants for BISP (Benazir Income Support Program) and Ehsaas Program. It evaluates multiple factors like income level, family size, employment status, assets, and living conditions to determine whether an applicant qualifies for financial assistance.
PMT Score Criteria for Benazir Kafalat & Ehsaas Program
- PMT Score Below 32 → Eligible for Benazir Kafalat Program and PKR 13,500 financial assistance.
- PMT Score 32 – 40 → Eligible for other government welfare schemes like Ehsaas Ration Program.
- PMT Score Above 32 → Ineligible for direct financial assistance unless updated through NADRA.
To determine your PMT score, you must complete the NSER (National Socio-Economic Registry) survey.
How to Check Your PMT Score for Ehsaas & BISP Programs?
There are multiple ways to check your PMT score:
1. Check PMT Score Online via Web Portal
The easiest way to check your PMT score is through the official BISP website:
Steps to Check PMT Score Online:
- Visit the official BISP website (https://bisp.gov.pk).
- Enter your CNIC number in the designated field.
- Fill in the security verification code displayed on the screen.
- Click on the “Submit” button.
- Your PMT score will be displayed on the screen.
This method is fast, user-friendly, and can be accessed using a mobile phone or computer.
2. Check PMT Score at a BISP Office
If you prefer the traditional method, you can visit the nearest BISP office.
Steps to Check PMT Score at BISP Center:
- Visit the nearest BISP office with your CNIC and registered mobile number.
- Request an NSER survey form from the representative.
- Submit the required details (CNIC, family income, and household assets).
- The BISP representative will calculate and inform you about your PMT score.
This method is best for people who haven’t registered yet or need an official verification.
3. Check PMT Score via NADRA e-Sahulat Center
You can also check your PMT score at a NADRA e-Sahulat center.
Steps to Check PMT Score at NADRA e-Sahulat:
- Visit the nearest NADRA e-Sahulat center.
- Provide your CNIC number to the representative.
- The staff will check your record and inform you of your PMT score.
- You will receive official eligibility details for BISP/Ehsaas programs.
This method is useful for those who need an official record update through NADRA.
Also Read: Ramadan Relief Cash Grant 2025: Eligibility, Registration & Payment Details
Documents Required to Check PMT Score
Before checking your PMT score, make sure you have the following documents:
- CNIC (Computerized National Identity Card)
- NSER Registration Number (if available)
- Family Registration Certificate (FRC)
- Proof of monthly income
- Details of household assets (property, vehicle, livestock, etc.)
Having these documents ready will speed up the verification process.
Factors That Affect Your PMT Score
Your PMT score is determined based on multiple socio-economic factors, including:
1. Housing & Living Conditions
- House ownership status (owned, rented, or temporary shelter).
- Construction material of the house (brick, cement, mud, etc.).
- Availability of electricity, water, and sanitation facilities.
- Number of rooms and total occupants in the household.
2. Family & Household Details
- Total number of family members.
- Education level of children (school-going or dropout).
- Dependency ratio (number of dependents vs. earning members).
3. Monthly Income & Employment Status
- Household income sources (salary, business, daily wages, remittances).
- Employment details of family members.
- Presence of government job holders in the household.
4. Health Conditions
- Any severe illnesses or disabilities affecting income capacity.
- Dependence on government healthcare assistance.
5. Education Level
- Highest education level of household members.
- School or college attendance record of children.
6. Asset Ownership
- Ownership of land, vehicles, livestock, or businesses.
- Bank savings or other financial assets.
7. Location & Demographics
- District, tehsil, and province of residence.
- Urban or rural area classification.
Each of these factors contributes to calculating your PMT score, ensuring only the most deserving receive financial aid.
How to Update Your PMT Score?
If your PMT score is incorrect or outdated, you can update it by following these steps:
Updating PMT Score via NADRA
- Visit the nearest NADRA office.
- Provide your CNIC and family registration details.
- Update income and household information.
- Submit documents for household assets and dependents.
- Your PMT score will be recalculated and updated.
Special Case for Widows
If you are a widow, you can update your PMT score by submitting:
- Husband’s death certificate.
- Family registration details at NADRA.
This may help increase eligibility for BISP payments.
Also Read: Benazir Kafalat Program March 2025 Installment: Payment Schedule and Eligibility Details
Importance of PMT Score in BISP & Ehsaas Programs
The PMT score plays a crucial role in ensuring fair distribution of financial assistance. It allows the government to:
- Accurately assess financial need.
- Provide aid to deserving families.
- Ensure transparency in welfare programs.
- Prevent fraud and misuse of funds.
By keeping your PMT score updated, you increase your chances of benefiting from BISP and Ehsaas programs.
FAQs
1. What is the minimum PMT score required for the Benazir Kafalat Program?
The minimum PMT score required is below 32 to qualify for PKR 13,500 financial assistance.
2. How can I check my PMT score online?
You can check your PMT score online by visiting the official BISP website, entering your CNIC number, and submitting the required details.
3. What should I do if my PMT score is incorrect?
Visit your nearest NADRA office and update your household income and assets to get your PMT score recalculated.
4. Can I check my PMT score through SMS?
Currently, there is no official SMS service to check the PMT score. You must use online portals, BISP centers, or NADRA e-Sahulat.
5. Who is eligible to update their PMT score?
Anyone who has undergone financial changes (income increase or decrease) or has incorrect data in the system can update their PMT score.