The Benazir Kafalat Program is a crucial financial assistance initiative in Pakistan, designed to support low-income families by providing regular cash payments. To ensure transparency and convenience, the government has introduced multiple withdrawal methods for beneficiaries. In this guide, we will walk you through the process of withdrawing your Benazir Kafalat Program payments in 2025.
Eligibility Criteria for Benazir Kafalat Program Payments
Before withdrawing your payments, it is essential to confirm your eligibility. The government has set specific criteria for applicants:
- Must belong to a low-income household as per BISP’s criteria.
- Must possess a valid Computerized National Identity Card (CNIC).
- Must be a registered beneficiary under the Benazir Income Support Program (BISP).
- Must not be a government employee or have high utility bill payments.
How to Check Eligibility
To verify your eligibility, follow these simple steps:
- Send your CNIC number to 8171 via SMS.
- Wait for a response confirming whether you qualify for the program.
- If eligible, proceed with the withdrawal process using one of the methods mentioned below.
New Payment Distribution Methods (2025 Update)
Previously, payments were mainly distributed through BISP-designated retailers, but the government has now introduced multiple new methods to make the withdrawal process more accessible.
Methods to Withdraw Benazir Kafalat Payments:
- Bank ATMs
- Direct bank account transfers
- BISP-designated payment campsites
- JazzCash and other mobile banking services
These options provide flexibility and ease for beneficiaries, ensuring they receive their funds conveniently and securely.
How to Withdraw Benazir Kafalat Payments via ATM
Beneficiaries can now withdraw their payments using ATMs of designated banks. Follow these steps:
- Visit an ATM of a BISP-partnered bank.
- Insert your BISP debit card (if available) or select the BISP option on the ATM screen.
- Enter your CNIC number when prompted.
- Complete biometric verification using your fingerprint.
- Enter the amount you wish to withdraw and confirm.
- Collect your cash and take the transaction receipt for reference.
Banks Providing ATM Withdrawal Services
The following banks have been authorized to facilitate Benazir Kafalat Program withdrawals:
- Habib Bank Limited (HBL)
- United Bank Limited (UBL)
- Bank Alfalah
- Meezan Bank
- National Bank of Pakistan (NBP)
- Bank of Punjab (BOP)
Receiving Payments Through Direct Bank Account Deposits
Beneficiaries can now opt for bank account deposits for added convenience. If you want your payment to be deposited directly into your bank account, follow these steps:
- Visit the nearest BISP office and request a bank transfer registration.
- Provide your CNIC and a registered mobile number.
- Choose your preferred bank for receiving payments.
- Once approved, all future payments will be directly deposited into your bank account.
- Withdraw your money from any ATM or visit the bank branch.
This method is secure and hassle-free, eliminating long queues at ATMs and payment centers.
Also Read: CM Punjab Introduces Livestock Card: Complete Eligibility & Application Guide
Collecting Payments from BISP Campsites
For beneficiaries who do not have bank accounts or access to ATMs, BISP has set up payment campsites across various districts. Here’s how you can collect your payment from these campsites:
- Visit the designated BISP payment center in your area.
- Carry your original CNIC and BISP payment card (if available).
- Complete the biometric verification process.
- Collect your cash payment and ensure that the correct amount is given.
BISP campsites are a good alternative for those in remote areas or without access to banking services.
Withdrawing Payments via JazzCash & Mobile Banking
To make transactions easier, the government has introduced mobile banking services, including JazzCash, for Benazir Kafalat Program withdrawals.
Steps to Withdraw via JazzCash:
- Visit a JazzCash agent in your area.
- Provide your CNIC number and mobile number.
- Complete biometric authentication for verification.
- Once verified, collect your cash payment immediately.
This method is especially useful for those who live in villages and remote locations without easy access to ATMs or bank branches.
Common Issues & Solutions in Payment Collection
Some beneficiaries may encounter problems while withdrawing their payments. Below are common issues and their solutions:
1. Biometric Verification Failure
- If your fingerprint is not recognized at the ATM or payment center, visit the nearest NADRA office to update your biometric data.
2. Delayed or Missing Payments
- If your payment has not been received, contact the BISP helpline at 0800-26477 for assistance.
3. Fraud & Scams
- Avoid unauthorized agents and always withdraw payments from official BISP centers, bank ATMs, or JazzCash agents.
- Do not share personal details, CNIC, or PIN codes with anyone.
Important Updates & Future Changes in the BISP Payment System
To improve transparency and accessibility, the government is planning several updates in the BISP payment system, including:
- Digital wallets for direct transactions.
- More banking partners for easy access to funds.
- Enhanced security measures to prevent fraud and errors.
These upcoming changes aim to streamline the withdrawal process and make it easier for millions of families relying on this financial assistance.
Conclusion
The Benazir Kafalat Program is a lifeline for low-income families in Pakistan, ensuring that they receive timely financial aid. With the introduction of modern banking methods, beneficiaries can now withdraw their payments with greater ease and security.
To avoid delays or issues, ensure that your biometric data is updated, and choose the most convenient withdrawal method available to you.
For any queries or issues, contact the BISP helpline or visit your nearest BISP center. Stay updated with the latest government announcements to ensure you continue receiving payments without interruptions.
FAQs
1. Can I withdraw my Benazir Kafalat payment from any bank?
No, you can only withdraw payments from authorized BISP partner banks such as HBL, UBL, Meezan Bank, and others.
2. What should I do if my payment is delayed?
If your payment is delayed, contact the BISP helpline at 0800-26477 or visit your nearest BISP office for assistance.
3. Can I receive my BISP payment through JazzCash?
Yes, you can withdraw your Benazir Kafalat payment through JazzCash agents after biometric verification.
4. What if my fingerprint is not recognized during biometric verification?
Visit your nearest NADRA office to update your biometric details and retry the verification process.
5. How can I register for bank account payments?
To receive payments directly in your bank account, visit a BISP office, provide your CNIC and bank details, and choose your preferred bank.